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Car Insurance For Women In Today"s World

The battle of the sexes continues in earnest and there probably aren't many arenas that see this develop as passionately as the subject of driving skills.
Realistically, women aren't necessarily better drivers than their male counterparts but there's no escaping the fact that women make significantly fewer and less expensive insurance claims.
When they do claim, women are responsible for a significantly higher number of small scuffs and scrapes instead of expensive write offs.
This is a major influencing factor in the price of car insurance for women.
It is also statistically correct to say that women complete less annual mileage than male drivers and this also leads to a lower premium rate for female drivers.
Car insurance for women is also cheaper because they tend to drive more conservatively than men and because of this, they tend to pick up fewer fines and endorsements.
In effect, car insurance for women tends to be significantly cheaper because they are less likely to make an expensive claim than a male driver.
Because of the lower risk capacities, there are many specialist companies that deal solely in car insurance for women and don't provide cover for male drivers as the main policy holder.
Male drivers can still be placed on policies as a named driver and this can often be cheaper than finding their own individual policy elsewhere.
Yet the world of beneficially priced car insurance for women is under threat from statistics that show female drivers becoming much more aggressive behind the wheels of their cars than in previous years.
There are more incidents of female road rage and driving influenced by competitiveness than ever before.
Women also appear to be driving more regularly and over longer distances than before.
Thankfully, it is unlikely that there will be any significant changes in the cost of premiums for female drivers until these figures become available as an official government statistic.
The current trend of recognizing female drivers as being significantly safer than men looks set to continue for now and there are a vast number of companies that welcome them on board for the purpose of buying car insurance.
Some companies, such as Sheila's Wheels, have launched high profile media campaigns in a bid to maximize their sales to female clientele.
Some of their advertising has concentrated solely on the constant banter that goes on between both sexes as to who the best drivers really are!

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